Ayos Ng Pera

Pahirapan mo ng unti - ‘yong tinde na kaya niyang tiisin.

Then, before he reaches the point of giving up, give him something that will make him grateful to stay.

O malimutang bumitaw sa kasalukuyan niyang sitwasyon.

This phenomenon (a classic manipulation tactic) is a recurring theme in terms of just “following the flow” in your finances.

Kabig lang sa kung ano ang matanggap, tapos bawi sa pwedeng magpakalma sa kaakibat na sakit.

Knowing the overall financial structure drastically minimizes the chance of an optimistically chaotic earnings-spending cycle.

Kung sasabihin mong aksidente, pag-isipan mo ulit.

Especially if you’re committing an Accident Fallacy.

Ito ‘yong pagsubok mong gawing pangkalahataan ang isang bagay na bihira lang talaga.

People like simplicity; we get that.

Pero hindi dapat maging alay ang matino mong pag-iisip para lang doon.

Its typical form is:

“Bawal ang late sa trabaho, kaya kahit bumaha at stranded ka, kasalanan mo pa rin.”

The idea of accountability was used in its extreme form.

“Tapat ka dapat, kaya sabihin mo sa boss mo na siya ang dahilan ng stress mo at hindi trabaho.”

Honesty is good, but I doubt most people can sacrifice their work for that.

Hindi ibig sabihin, na wala nang saysay ang isang bihirang mangyari na mayroon namang makatotohanang basehan.

“Neglect is wrong. Therefore, fix yourself.”

Wala na sa bigat ng paniniwala, sa pag-aalaga na ng sarili mo.

There’s nothing wrong with questioning laws you don’t know and don’t agree with.

I can’t give you years and experience to gain the skills you need.

What’s only possible in you, reading this, is the understanding of the ring you are stepping into.

Interplay of ins, retains, and outs will be the nature of this money game.

You can play with the paint mindlessly, but to make it practically empowering, pattern recognition is the key.

Deforming your own reality relies on figuring out its base form.

No need to ask permission to grasp these concepts.

I call it Bargain Grips.

It’s good to remind you, in case you forgot — money doesn’t care about your feelings.