BAGO KA MALIGAW
Accumulate. Protect. Grow.
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Mark Galvez
Tumbang Walang Preso
Wala ka namang sakit pero hirap kang gumalaw.
The predictable days you ordinarily have shifted to a compromised push-and-pull rhythm.
Simple lang dapat kaso naging kumplikado dahil sa kulang, paulit-ulit, o hindi mo alam na gagawin.
My point here is the 80% (roughly) problem of everyone. The imaginary value we call money.
Pera. Datong, Kwarta, Salapi, Yaman.
Even if you're not the one who caused the problem, being indirectly affected can still make the damage feel quite heartbreaking.
Panigurado, kahit nanglilimos sa kalye, kapag tinanong mo kung paano yumaman, may masasagot sa’yo.
This is one of those topics where everyone has their own perspective.
Nagkakatalo na lang kung talagang gagana sa’yo, sa kanila, at sa akin.
We take it for granted when we have it (even in small amounts), yet place it on a pedestal when we're deprived of it.
Maniwala ka man o hindi, sa tingin ko, ‘yong sagot ko ang tama (sa ngayon).
Utak-utakan
There’s another tendency we have that doesn’t require us to commit a logical fallacy.
Ito ‘yong pagpabor natin sa isang kaisipan na baluktot naman ang laman.
The term used for this is Cognitive Biases.
Hawig sa isang daan sa gubat na dahil sa paulit-ulit na dinadaanan, naging madali nang sundan ang bakas.
A combination of mental shortcuts (heuristics) leading to a problematic pattern of thinking.
Mahirap mapansin dahil nasa likod ng utak mo ito tumatakbo.
It’s an unconscious process that bypasses your reason.
Kaya mo namang kontrahin (madalas) sa pagtuon mo ng atensyon sa mismong argumento.
One example is the bandwagon effect:
Naniniwala ka agad kasi maraming tao ang naniniwala sa isang bagay
Then you missed the reason why you believed it in the first place
May pagkakataon na hindi lang mismo ito ang umiikot sa ulo mo.
Logical fallacies and cognitive biases often overlap.
Chain Reaction
Madalas ng mga sinasabi sa’yong payo sa pera ay galing sa makasariling kagustuhan ng nagbigay.
It’s the revalidation of the person who gave it to you that his/her decision is correct.
Halos lason na rin ‘yan sa kahit saan ka mang mapadpad na lugar, sa partikular na oras, kasama ang samo’t-saring tao.
To manage these contagious tendencies, I offer you my own version of disinfectant.
Karugtong ito ng libro kong DOFF (Dots Of Financial Freedom).
I call this Treasurable Dominoes.
Patumbahin na natin ‘yong atras-abante mong sayaw sa usapang yaman.
1. Maneuver
See the opportunity.
Tuklasin ang hindi alam.
Develop your insight to improve.
Tunay na galaw ng pera sa mga eksana.
Build a fire to increase your current standing.
2. Structure
Pagpasok at pagbuo ng silbi.
Putting in and out of your value.
Bilang ng pagsunod sa markang iniwan.
Qualities that make you fundamentally strong.
Kaltas dahil lang may kinikita at pagsalin sa lalagyan.
3. Behavior
The psychology behind.
Pagkontrol sa sarili at desisyon.
The cousin of my overall work - risks.
Sanayan sa gustong swabe na gawain.
Flow of thinking in the oriented goal to keep.
4. Economics
Katagalang halaga.
Trade-offs of utilization.
Lugar at taong bibili sa benta.
Predictive cycle of monetary life.
Impluwensya ng kada panig ng mundo.
5. Platform
Define your meaning.
Ikaw dito ang masusunod.
Old and new solve their own problems.
Gamitin ang mayroon para mas dumali.
Maintaining the acquired, along with changes.
Maraming paraan sa pagyaman.
I dare to say that everyone can (not necessarily will) be rich.
‘Yong mga haka-haka na nagkakaubusan na daw ng mapagkukunan sa mundo ay sablay.
Values are only replaced by one form to progress in the current advancements.
Lamang pa tayo dahil alam natin ‘yong luma para magamit ang bago.
There’s no one way, there’s only your way.
Pero may mga batayan pa rin naman na dapat laging nandyan at ‘wag mong kalimutan.
Follow the basics, and the chance will be greater for you to be like the people telling me:
”Bakit ngayon mo lang ito pinaalam sa’kin, edi sana…”.
This is not magic; it’s just a matter of what you pick.
- Mark Galvez
Sino Si Mark Galvez?
I'm an author, a software engineer, and a licensed life insurance agent in the Philippines. My work (writings) and services (life insurance & investment) can help others before it's too late for them.
Kapag Handa Ka Na, Ito Ang Mga Pwede Kong Matulong Sa'yo:
Dots Of Financial Freedom Book
Tibayan 'yong pundasyon, ayosin 'yong proseso, at maintindihan ang halaga mo. Pwedeng basahin, pwedeng pakinggan - kayang tapusin ng isang upuan.
Prosperity Defense
Siguraduhing hindi lahat sa'yo kukunin ang pondo. Let life insurance & investment plans handle it.
Professional Doorway
Magkaroon ng trabahong ikaw ang magdidikta ng oras at sahod na may ambag sa buhay ng iba.
MARK GALVEZ
I help fellow Filipinos manage life’s risks by understanding its fundamentals - Wealth, Health, and Socialization.
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