Pagbibilang Ng May Bilang

Pagpunta mo sa isang pwesto ay hindi ibig sabihin na alam mo na agad kung paano mapunta sa pwesto na ‘yon.

Some people go there by luck, others think what they did is the main reason they attained it, and very few understand how to get there.

Mahalaga sa atin ito dahil naging gawi nating gayahin kung ano ang gumagana at sundan ‘yon para makuha ang gustong resulta.

Choosing whom to trust in anything, like voting in an election, returning a good result to you is a must.

Pagalingan nalang talaga (kahit hindi aktibong ginagawa) kung sino ang mas paniniwalaan sa kanila.

To the person affected by this, the finger is pointed at you, whether your choice is right or wrong.

Para madagdagan ang tyansang mapili ang tama, mataas na porsyento dapat ay nakalaan sa pag-iisip kaysa sa pakikiramdam.

We will repeat it until it sticks in your mind - our goal is to get you to a place where you confidently know that what you're following is for your good in the long run.

Medyo mas mabigat ito pagdating sa perang mayroon ka.

We have no problem receiving flawed advice about money because we don’t always follow it anyway.

Pagiging wais na lang talaga sa mga tututukan ang kailangan pansinin.

It’s up to you to think about it constantly. Let’s focus on whenever you do think about it - at least at that moment, you know how to choose.

Hindi lang sa pagbili ng mga luho mo magiging mabusisi, pati na rin dapat sa pagkabig ng mga payo tungkol sa pera.

Trust can also run out when you always base your money decisions on just one source.

Dahil ‘yong nagsasabi na may madaming makikinang na bagay, akala mo agad na tama ang mga sinasabi.

What’s worse is when they tell you to listen only to them because they have money, and to ignore others who don’t have much.

Tapos hindi mo na namamalayan, sinusundutan ka na ng mga bagay na gusto niyang bilhin mo o gawin para mas yumaman siya.

You may improve because of some of their talks, but that doesn’t mean you accept everything they give you.

Sa oras na ginawa mo yan, binigay mo na sa kanila ang kontrol kung paano ka mabuhay sa paghawak ng perang hindi naman sa kanila.

Then you will think, is it reasonable to follow those people who already achieved what you want to achieve?

Think again.

May isang eksperimento sa paglalaro ng Monopoly (kung saan may binibili na ari-arian), na ang panalo ay ‘yong mga mayayaman.

One participant in every session is given a large amount of money as a starting value, while the others start with a small amount.

Napansin na kapag maganda ang simula ng isang tao at malaki ang lamang sa iba, ang nirarason sa pagkapanalo ay ang pagiging magaling niya.

The behavior of the person with a large amount of money as a starter tends to be more positive, and he enjoys the game compared to people with a small amount.

Ang punto ko sa pagkwento nito ay pagbigay diin sa ugali ng mga taong may lamang sa iba.

This can be observed when a successful person is asked where they attribute their success.

Sige, pwedeng totoo ang sabi ng iba, pero marami ay hindi sinasabi ang buong istorya na tumulong sa tagumpay nila.

This naturally leads to the creation of their philosophy, an outcome of their biased perspective, while eliminating anything that contradicts that.

Pagsabi pa na ‘wag ka daw makinig sa ibang taong wala ang mayroon sila, kahit na may matutunan ka.

Okay. Let’s clear some things here.

Sa mga kilala ako at nagbabasa ng mga sulat ko, alam niyong hindi ako maarte sa mga pwedeng makatulong sa akin maging mas malupet.

Even if that can come from a seemingly useless thing or person at the outset.

Siguro sa swerto o sa kagustuhan, nagawa kong matutunan kung paano malaman ang may kwenta na kwento sa mga puro kwento lang.

Having this helps me navigate every interaction like going with the flow while knowing when to get off if enough time and effort were given to understand it, which turns out to be useless.

May pagkakataon minsan na antukin at hindi mamalayan na basura na pala ang pinapasa sa akin.

When I wake up in reality, I still have a lens that filters those blurry thoughts from others and focuses on the details that matter.

May napanood ako at may magandang linya na sinabi ang nagsasalita.

“You only need to learn 5% more than the person you are talking to looks smart.”

Nasabi niya habang pinapaliwanag kung bakit hindi dapat makinig sa mga nagdudunungdunungan na mga tao.

Of course, I knew it was an exaggeration to make the video more interesting and funny.

Pero pinaalala nito sa akin ang konsepto na sino ba dapat ang pakinggan mo kung lahat naman ay sinasabi na tama ang payo nila at mali ang iba.

Applicable in finance, where many suggest doing that, following this, sticking to those, and more.

Hindi ako sigurado kung kasama ka dito, pero may mga taong natutuwa na hamakin ang pagkatao nila bilang payo at pansamantalang gana.

Whatever flavor you like, be mindful that the advice should be observed - it can be useful to you or not, or worse, can harm you.

Ang ibibigay kong galawan sa’yo ay base sa kung paano tumatakbo ang utak ko tuwing nakakatanggap ako ng payo (lalo na sa pera).

This can clear your thought process (or not, because you are too invested in your belief) for every encounter you can have.

Panahon ng eleksyon sa oras na ginagawa ko ito, gagamitin ko ‘yan bilang basehan.

I call this Autonomous Ballot.

Gamitin mo ito kung gusto mong ibase ang desisyon sa malayang pag-iisip, makatuwirang paghatol, at personal na halaga.

Away from the detrimental effects of emotion, peer influence, or social pressure.

Tanungin mo sarili mo ng ganito - “Ano ang pakay?”.

The advice can work in different contexts, but not on something you care about.

‘Wag mo gawing basihan ang ganda ng pagkakasabi sa timbangan ng kwenta nito sa’yo.

Those:

It can be hints of the validity of the advice, but it doesn’t fully explain the reason why it will be effective for you.

Tatak mo sa isipan - lahat ng payo galing sa iba ay may kasamang makasariling pakay.

Even though they said to help you, the first thing that came to their mind was to validate the belief they already have.

Magbigay ka ng patas na pagkakataon sa lahat ng gustong magbigay sa’yo ng payo.

Equal opportunity is booming right now as an ideology in race, ability, sex, and other.

Pero pagdating sa paniniwala, parang awtomatik na tango ang lahat kapag nanggaling sa mga nakagawa na.

There is no need to blame, as most of the time, it is the thing that works.

Pananatili sa ganitong mentalidad, nabubuo ang makapal na harang sa mga payong galing sa hindi ganoon ang datingan ng inaasahan mo.

Reading the book The Millionaire Next Door by Thomas J. Stanley will make you realize that most wealthy people do not have a glamorous appearance.

Kahit ‘yong kwento ng dyanitor na namatay bilang milyonaryo dahil sa mababa niyang pamumuhay at patuloy na pag-iimpok ng pera ay pwedeng gulatin ka.

The outside look matters, but in terms of money, what is in the pocket (metaphorically speaking) counts more than the purchased items.

Maging maingat ka sa limitado ang pag-iisip.

Those people who default to black if the color is not white.

Every situation has its complexity, and one solution is not always applicable to all problems.

Kahit ‘yong sagot na mayroon sa isang problema ay pwedeng mabago kung may madagdag na parte.

The advice on saving money may be correct, but doing it alone is not always the right choice.

Dadarating rin ang puntong kailangan mo nang gumastos para mas maging ayos ang bilang.

Or stop it if you’re unable to live properly (don’t be a fool to think that saving is the best choice here).

Oo, napakasimpleng halimbawa ito, pero pansin mo naman na hindi laging tama ang tama dahil kung gagawin mo na laging ganoon, magmumukhang may tama ka na.

Dahan-dahan sa lahat ng payong matatanggap mo.

You may realize now that even though you accept the advice, you still need to think about it from time to time for its validity.

May kwenta ba ‘yon sa’yo lagi sa oras na may pagkakataon kang gamitin?

There’s a chance that the value was only present at the start, but diminishes later.

May bayad man o libre, laging may katimbang na balik ang lahat ng inaabot sa’yo.

Whatever that is, it’s your job to notice it.

Baka nadala ka lang talaga ng emosyon at hindi mo na kayang panindigan.

As you update your lifestyle, its feasibility is always in question.

Hindi mo makukuha lahat sa isang bagay, kahit tindahan pa ‘yan na may linyang “we got it all for you”.

Hindi purket alam niya ang isang bagay e alam na niya lahat.

A particular topic can be his expertise, but only a general concept on others.

Kung hanap mo ay pangkalahatang ideya (paniguradong hindi ganoon kalalim ito), sige, pwede mo kunin at baka alam naman niya.

To be well-versed and not tied to one teaching (our main goal from the start), explore and create a connection to other references.

Pagsama-samahin ang mga parte at buuhin ang relasyon na pwedeng magpalapit sa inaasinta mong posisyon.

We already did this when doing school assignments, you may have forgotten that cross-checking is also crucial in taking people’s advice.

Ang daloy ng usapan natin dito ay hindi ganoon katutok sa pagbibilang ng pera dahil mas matimbang ang pagtanggap ng payo tungkol dito.

I want to emphasize how to think when receiving words about the “correct” thing in money.

Even my advice, use the Autonomous Ballot, I’m not an exception here (still, I appreciate the trust you’re giving me).

Hindi lang talaga kasi pera ang binabayad natin at hindi lang produkto o serbisyo ang binebenta sa atin - nand’yan rin ang kaisipan ng bawa’t isa.

But if you think mine is good enough for you to take into consideration, you can receive it through

At kung hindi mo pa nababasa, kumuha ka na ng kopya ng libro kong DOFF (Dots Of Financial Freedom).

There is a chance that you will miss the right choice; it’s part of the process.

Hayaan mo na, nangyari na e.

Remember also that the most important thing is the Grand Strategy - winning the war and not just about winning a battle.

Pansinin mo ang pinakamalaking litratong binubuo habang abala sa kada parte.

Nevertheless, always value what you choose right now, as it will affect you in the future.

Sa dami ng ingay, galingan pumili ng katahimikan mo.

- Mark Galvez