BAGO KA MALIGAW

Accumulate. Protect. Grow.

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Mark Galvez

Protektahan Ang Mayroon Ka

Kapag ikaw ang inaasahan sa paligid mo, mas mabigat ang pagpili ng mga desisyon.


You’re not only supporting yourself as others also rely on you.


Ginagawa mo ito kasi kung hindi, ikaw rin ang mapeperwisyo kapag may nangyaring hindi maganda sa nasasakupan mo.


Not only because you’re completely a slave to them, but they are complementary to your life.


Kaya umiisip ka ng paraan para hindi naman ganoon kahirap sa parte mo ang kabuuang pag-alalay.


Getting leverage from a service is one option to help you be more firm and focus on what is important to you.

Butas Bulsa

“Mahal magkasakit” - malaking tyansang narinig mo na ito kung saan man.


Even if you have the funds, you will suffer if the sickness you get is larger than what you can afford.


Bigla kang nagiging mapagkumbaba para lumapit sa mga pwedeng makatulong sa’yo.


You become more active in topics related to loans.


Hanggang sa madulas ka sa isang maling pagkuha ng utang na pwedeng magpalubog pa sa sa’yo dahil sa agaw buhay na sitwasyon.


Sure, you pay the expenses using the cash you’ve accumulated as fruits of your work.


Kaso nandoon pa rin ang panganib na masimot mo ang laman.


The worst case is when your time has come, the financial burden you left behind will be passed on to your dependents or bloodlines.


Nalaman ang mga pwedeng mong pagpilian sa oras na huli na ang lahat.

Smirk of Attainment

The root of everyone’s motive can be derived from wanting to be in a comfortable place.


Dito, ang gusto mo ay makuha ang lebel na talagang masasabing panalo.


It should be from having control and not too much responsibility imposed on you.


Ito ‘yong pagkakaroon ng malaking halaga na nakahanda kahit na ang kaya mo lang ay hindi gaano karami.


This can be other people’s money to scratch the itch in your life rather than using your limited amount (comparatively).


Bukod sa protektado nito ang mayroon ka, kaya rin na mapalago sa paglipas ng panahon.


Delegation of resources that gives maximum return to your life will not be missing in your equation.


Binibilang ang mga bagay na may bilang sa’yo para kapag nagkakwentahan ay may matitirang may kwenta.

‘Yong Iba Na Lang

We tend to focus on positive things if any relation to devastation is not present in our field of perception.


Ito ang madalas na salarin kaya gulat ka ng malala kapag dumating na ang hindi mo naman inaasahan.


Your health has been okay until now so worrying about uncertain possibilities is just a waste of time in your understanding.


Masusundan pa ‘yan ng samo’t-saring dahilan na pwedeng pumasok sa kalagayan mo:

  • The services providing help for possible risks are scams
  • Wala pang pera para d’yan at hindi pa kaya idagdag sa pwedeng paggastusan
  • I’m good as the things I’m doing are sufficient to make my world go round

Nakakaligtaan rin ang hangganan ng mayroon tayo ngayon para gawing kapalit sa maaring malaking aberya.


Saving money can sometimes be not enough to save your lifestyle against unpredictability.

Unable To Dodge

Nakaranas ng literal na dalamhati ang dati kong kasabayan sa sekondarya.


His father passed away.


May aktibidad dapat kaming magkasama kaso hindi na niya nagawang mapuntahan dahil nasugod tatay niya sa ospital.


I noticed in his face the sorrow of being unable to save what is important to him.


May isang punto pa nga na habang nagkukwento siya ay hindi na niya napigalang umiyak.


Fortunately enough, his father was able to get Life Insurance - millions in value.


Siya ang nasulat na tatanggap ng pera matapos makompirmang wala na talaga.


Despite experiencing emotional turmoil from the sudden loss, it mitigated the financial burden of their family.


Mas natoon ang atensyon nila sa pag-ahon sa madamdamin na kalagayan kumpara sa mga bayarin.


The monetary concern was relatively out of the equation.

Makuha Lang Sana

Hawig ng nangyari sa kakilala ko, pwede nating mabawasan kahit papaano ang sakit galing sa mga hindi inaasahan.


We have to be honest here - money is a great indicator of how well we can handle different setbacks.


Makakaya nating magkaroon ng malaking pondong pwedeng matanggap gamit ang maliit na bayad.


This kind of procedure puts us in a position to be prepared for those chances we expect to happen just because of us being alive.


Masisigurong ligtas ang mga napundar natin na lalong kritikal sa panahong binubuo pa lamang ang masasabi nating yaman.


Hindi rin tayo nakadepende lang sa kung ano ang pumapasok sa ating pera galing sa kanya-kanya nating pinagkakakitaan.


To emphasize the previous point - letting us focus more on recovery of health than wealth if such tragedy occurs.

Cover Your Own

Kung hindi mo nahalata, ang tinutukoy kong tutulong sa atin dito ay isang serbisyo.


This is Life Insurance - you pay it while you’re alive, and it pays your dependents when you’re life is taken away.


May dagdag rin naman dito para suportahan ka katulad ng sa pontong magkasakit o mabaldado.


I will give you pointers to know if this kind of protection is right for you.


Pasadahan mo ito para malinawan ka.


I call this Protective Relevance.

1. Assess Capability

Pera ang pinag-uusapan natin dito at pera rin ang kailangan natin na pamato.


Do you have any source of income that can enable you to buy Life Insurance?


Kung wala, h’wag mo nang isiping kumuha.


Your priority should be earning with the help of your skills.


Pwede mong gamiting gabay dito ang libro kong DOFF (Dots Of Financial Freedom).


It’s a quick read and free.


May dapat kasi tayong sinusunod na linya dito bago kumuha ng ganitong serbisyo.


Life insurance should be a compliment to our lives and not a burden.


Posible lamang ito kung nagawa na nating mapondohan ang sarili nating pamumuhay sa araw-araw.

2. Know Attachments

We’re doing this because there’s something or someone important to us that we want to protect if we ourselves are not capable of doing it.


Kapag nagkasakit o hindi na kaya ang mga normal na gawain sa araw-araw, anong pwedeng tumulong?


When the time has come to say goodbye, who are the people you want to be secured financially?


Ito lang naman ang pinanghuhugutan ng bibilhin natin.


If you answer yes to one of those, you need Life Insurance.


Hindi kasi lagi na may kakayahan tayo at mayroon tayo para maipagpatuloy ang nakasanayang buhay:

  • Paying your debt
  • Pamalit sa nawalang hanapbuhay
  • Fund building for your goals like your child’s education or dream house

Pangdagdag lang sa puot, nand’yan rin ang pambayad sa libing.


Distinguish those tangibles that are dependent on your well-being.


‘Yan ang mga maaapektuhan ng pagkasirang pwedeng mangyari sa’yo.

3. Measure Asset

Have this question in your mind - “do I have an abundance of money?”


Kung oo, itigil mo na ito, kung hindi, tuloy tayo.


The top 1% of the population (what we call elites) have this kind of resource that makes Life Insurance a want rather than a need.


Ginagamit nila itong panglusot sa gastos na ayaw nilang sariling pera ang gamitin.


Sadly enough, the majority of the people don’t have this kind of asset (money, land, business, gold, etc.).


Sa katunayan, ito ang rason sa paggawa ng serbisyo na ito.


Life insurance sprang from the desire of wealthy people to cover the possible expenses inherited from their employees who ventured into the sea and were unable to return.


Galing sa inipong mga pondo ng karamihan, masasagot ang paghihirap ng iilan.


Today, the benefit is higher if you have this early on as the risk is lower.


Kaya alamin mo ang suma tutal ng ari-arian mo para may makatotohanan kang basehan ng pagkukunan kung sakali.

4. Validate Return

The thought will also play in our mind about our capability to handle the financial burden on our own.


Sa halip na magkaproblema sa pera pagdating, may nakahanda na tayong pangsagot.


Life Insurance gives us peace of mind in those uncertainties.


Aasa ka ba sa sarili mong nakatabi o makikigamit nalang ng salaping inipon para doon?


Whether you’re at the wealth accumulation or preservation phase, this is helpful to you.


Gaano kalusog ang bulsa mo ay isang magandang basehan rin para dito.


In either of the phases, ripping its benefits is available to both.


Bilangan lang talaga ng balik sa ibibigay mo sa kanilang pangkabig ang kailangang pansinin.

5. Understand Purpose

Similar to other purchases you have, the reason for its acquisition should be clear to you in some sort.


May mga uri rin kasi ng plano, depende sa kukuhaan mo, na may nakalagay na alituntuning magdadagdag panalo sa’yo.


There’s one that is called VUL (Variable Unit Linked) Insurance - investment is tied to your protection.


Ginawa ito para doon sa mga tao na gustong isa na lamang ang paglalagyan nila ng pera para parehas na silang protektado at may kakayahan rin mapalago ang halaga.


O kaya kahit hindi ito, may mga usapan rin na kapag naabot mo ang partikular na edad, pwede mo nang makuha ang benepisyo mo kahit buhay pa.


These ways also give you the chance to have supplementary funds for your retirement years.


Gusto mo ba ‘yon, mas pabor ba sa’yo ito, o iwas ka sa ganoon - linawan mo ang gusto mo (kahit sa una lang).


Regardless of the result, you can update your plan (life and Life Insurance) to suit your way of living.

Ang Tulong Ko

Krital ang edad at kalusugan mo sa pwedeng maging pakinabang sa’yo ng kukunin mong proteksyon.


Always remember that Life Insurance bets on the risk of people’s lives and formulate from it the value of your overall benefits.


Manggaling ka sa pwesto na alam ang kukunin mo sa halip na sa sobrang gigil o saya dahil ‘yan rin naman ang nagbibigay rason kung bakit natin ginagawa ang mga bagay-bagay.


As a Licensed Life Insurance Agent, this is the service I provide and can assist you with.


Sa oras na gusto mo nang kumuha ng para sa’yo na nakahulma sa sitwayson mo, punta ka lang sa ThatMarkGalvez.com/Prosperity-Defense.


Further details are there on what you can buy to protect yourself from the ups and downs of life.


May pwede kang pindutin doon para makapagpa-iskedyul ng libreng konsultasyon sa akin tungkol sa mga pwede mong pagpilian.


The initial appointment is free, so don’t worry.


Pagkawala ng buhay ang nagbibigay ng kahulugan sa buhay.


It’s why we have more appreciation for it when we get a peek at its sudden end.


Lumilihis bigla ang pag-iisip sa mga bagay na mas importante sa atin.


We can orchestrate how to spend the essence we are left with.


Gayunpaman, ito ang kaganapaman na inaasahan na natin.


Plan actively. Choose constructively.


Gamitin mo kung anong mayroon ka.


Until your regret lessened or became zero at your last beat.


- Mark Galvez


Sino Si Mark Galvez?

I'm an author, a software engineer, and a licensed life insurance agent in the Philippines. My work (writings) and services (life insurance & investment) can help others before it's too late for them.

Kapag Handa Ka Na, Ito Ang Mga Pwede Kong Matulong Sa'yo:

Dots Of Financial Freedom Book

Tibayan 'yong pundasyon, ayosin 'yong proseso, at maintindihan ang halaga mo. Pwedeng basahin, pwedeng pakinggan - kayang tapusin ng isang upuan.

Prosperity Defense

Siguraduhing hindi lahat sa'yo kukunin ang pondo. Let life insurance & investment plans handle it.

Professional Doorway

Magkaroon ng trabahong ikaw ang magdidikta ng oras at sahod na may ambag sa buhay ng iba.

MARK GALVEZ

I help fellow Filipinos manage life’s risks by understanding its fundamentals - Wealth, Health, and Socialization.

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