Kailangan Mo Ito Kaya Gusto Mo 'Yan. Not The Other Way Around.

You find yourself searching for a particular thing.

Then. You Wonder.

”Bakit ko nga ba ito sini-search?”

Madalas mangyari ito lalo sa mga taong napatambay bigla sa Shopee, Lazada, o ano mang favorite online store mo.

Alam mo sa sarili mo na hindi talaga ‘yon ang pakay mo, pero na-enjoy mo naman ang pag-scroll-scroll sa mga nakikita mo.

Sakit na ba ito?

No. Kaya relax.

It’s a natural response of our brain to answer the initial question by taking actions or thinking about it na nagli-link sa loops of other concerns to solve.

Humans are natural problem solvers.

We wouldn’t have what we have now if that was not the case.

Now. Bakit tayo ganito?

Alam naman na sayang sa oras o hindi naman kailangan (or, you like it talaga), pero patuloy nating ginagawa?

Everyone can experience it.

Including me.

Parang hindi naman big deal sa unang sulyap.

Pero tulad ng love at first sight na setup, may mga taong nakakapansin at first sight on this.

Despite noticing it, may baong reason pa rin na ready para i-justify ang actions:

Well, ikaw naman ‘yan. Kaya bida ang linyahan mo.

Kung siniswerte ka, nagkataon na wala ka pang pambili para makuha ‘yon kaya hindi ka nakapag-gastos.

The point is you're using a loose point to justify the decision na mas malambot pa sa marshmallow ang case to defend.

While doing my daily tasks, I saw a notification from my phone - a text message.

A message from one of my banks offering me a credit card na eligible akong makuha with just 3 clicks - no need to give any documents (probably because they already have my details).

I read it from top to bottom.

The offer is very tempting at sakto sa pwedeng maging solution sa na-plan ko before in my financing journey.

I checked its mobile app to see the details further.

Then, I searched for other credit cards that I could also be eligible to have a point of comparison.

Bago pa ako muntik nang magpuyat kaka-search about this, naalala ko bigla - hindi ko pala talaga kailangan itong ginugusto kong offer sakin.

Nagkataon na may kailangan akong makuha NA CONNECTED sa offer na binibigay sakin.

Kaya I stopped.

I reevaluate my case and actual purpose kung bakit ko nga ba ginagawa ito.

Na-realize ko na sayang sa pera (annual fee), hindi talaga ganoon ka-okay ang benefits, at hindi ko pa talaga siya magagamit (kailangan).

As you noticed, I wasted time and effort to just validate the action I did - o wasted ba talaga?

This led to the main point of our conversation.

Getting the thing you want because it can be useful for the thing you need.

Doing it the other way around (making a want to be a need can turn the actual need into a want in terms of importance level) can lead to these possible problems:

You enjoyed the process, then disappointed with the outcome (or not, because you’re not aware of it).

Identifying that this kind of behavior needs some change is the first step in improving your finances.

You can allot part of your resources wisely to those baskets that can benefit you more in the long run.

Minimizing the time to attain what is needed to get it.

This leads to more productivity as a result of focused attention and awareness of the reason behind the current action.

Ending up with the clear goal of attaining something.

80% of the probability ay may chance na papalag ka sa idea na ito.

Knowing doesn’t mean you will get its benefits.

Under the notion of its cause and possible concerns that will follow, let’s have a few guidelines.

Kahit anong balot o mabulaklak na salita ang nasa labas ng ibibigay sa’yo, have the iniative to look further in it.

Ang lupet ng binibigay, ano naman ang nakapaloob na commitment on it?

Ang dali niyang makuha, pabor ba ‘yon talaga sa situation mo?

Question everything.

Rather than doing it later, gawin mo na sa simula pa lang bago ka mapa-oo.

Unless unicorn ‘yan (which is wala naman talagang gano’n, sa panaginip mo baka meron), check offers from other sources.

Magkakaroon ka ng mas malinaw na data para gamitin sa decision making mo by having another point of view.

Dito rin lalabas ang totoo kung benefits talaga ang ino-offer sa’yo o baka just another liabilities mo later on.

Just set a limit sa tagal at lalim ng gusto mong alamin - baka kasi malunod ka lang sa napakadami mong hinahanap.

Tamang balanse lang.

I think alam mo na ito, pero ipapaalala ko pa rin sa’yo.

Ang kailangan at gusto ay nakadepende sa taong makakakuha nito.

Kailangan ng malabo ang mata ng salamin. Kung malinaw naman ang mata mo, pwedeng maging gusto mo ‘yon kasi pang-porma or prevention method mo.

You cannot evaluate it perfectly, of course.

Kalaunan, magagamay mo rin kung saan pasok ang definition ng isa kaysa sa isa.

Ang mahalaga ay i-define mo.

Mas mataas ang chance na maging mali ang decision natin if we are in a state of being emotional - excited, tired, angry, etc.

Kung hindi naman urgent, pwede mong i-postpone ang answer mo.

Take days to sleep on it para magkaroon ng other perspective.

Again, put a timeline here.

Magkaiba ang “saka na lang” sa “bigay ako ng sagot next week”.

Not all decisions ay kailangan mong magtake ng time to relax.

Mamaya, life or death situation na tapos sasabihin mo “wait, give me some time”.

This can be solved by having a ready reasoning for a particular situation.

Template kumbaga ng possibleng best solution sa uri ng kaso.

In that way, it will be more of an intuition which is a by-product of taking time before.

At the end of the day, of course, gabi na.

Pero you can have a decision kahit maaga pa.

The case I just shared with you, I hope it can be of help for the day-to-day temptations you’re encountering.

Tulad na lang ng pag-suggest ko na: Subscribe to my newsletter para maka-receive (through email) ka agad ng ganitong uri ng content from me.

Tandaan mo lang na kahit anong sabihin ng iba - “mas okay ‘yan”, “wag ‘yan”, “ikaw bahala” - nasa sa’yo pa rin ang last say.

Kahit magpalusot ka na “kasi, sabi nila e”, ikaw pa rin ang nag-take action to make it possible.

You’re responsible for the decisions you make in life.

Being thankful sa input ng iba ay hindi problema.

It will be if you just mindlessly follow it.

Thank you for reading.

- Mark Galvez